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Our individual insurance offerings are built on years of expertise and experience, providing a wide range of options to suit your unique needs. Whether you’re looking for coverage on or off the marketplace, dental, vision, life, disability, or long-term care insurance, we’ve got you covered. We also offer annuities—fixed, immediate, and deferred—to help secure your financial future. Our Medicare solutions include supplements, advantage plans, and prescription drug plans, ensuring you have the support you need. Through personalized consultations, we advocate for you, simplifying the process and saving you time, so you can focus on what matters most.
Life insurance is a crucial tool in protecting your family’s financial future. Lavinder Group offers a variety of life insurance options, from term life to permanent life coverage, designed to fit your financial goals. We provide personalized consultations to help you determine the best life insurance policy for your situation, ensuring peace of mind for you and your loved ones.
Planning for future care needs is essential, and Lavinder Group’s long-term care insurance helps cover the cost of services like nursing homes, assisted living, and in-home care. We can help you navigate your options to ensure you’re prepared for whatever the future holds. Schedule a personal consultation with Lavinder Group to learn more about how long-term care insurance can fit into your overall plan.
Long-term disability insurance provides financial protection if you’re unable to work for an extended period due to illness or injury. It ensures a steady income replacement, helping you cover essential living expenses while you focus on recovery. Lavinder Group offers flexible long-term disability plans tailored to meet your specific needs, providing peace of mind during difficult times. For more information and guidance on selecting the right plan, Lavinder Group offers personal consultations to help you choose the coverage that best fits your financial goals and lifestyle.
Lavinder Group provides on marketplace insurance plans that meet the standards of the Affordable Care Act, offering comprehensive coverage options for individuals and families. These plans may qualify for subsidies to help reduce costs, making healthcare more accessible. To learn more about your eligibility and the best plan for your needs, Lavinder Group offers personal consultations to guide you through the marketplace options.
For those seeking more flexibility, Lavinder Group offers off marketplace insurance plans that cater to specific coverage needs without being tied to ACA requirements. These plans provide a broader range of choices, often including more specialized coverage options. To explore the off marketplace plans available to you, Lavinder Group is ready to provide personalized consultations, helping you find the right coverage for your unique situation.
Maintaining oral health is crucial, and Lavinder Group’s dental insurance plans are designed to help you manage the cost of routine checkups, cleanings, and necessary treatments. Whether you need basic or comprehensive coverage, we offer plans that suit your needs. To explore the best dental insurance option for you, Lavinder Group is available for personal consultations to help you select the right coverage.
Our vision insurance plans help you manage the cost of eye exams, glasses, contact lenses, and other eye care needs. At Lavinder Group, we understand how important vision care is, and we provide options that make it affordable and accessible. For personalized advice on choosing the right vision plan, Lavinder Group offers one-on-one consultations to address your specific needs.
Medicare supplements can help cover out-of-pocket expenses not included in standard Medicare plans, giving you peace of mind. Lavinder Group offers a variety of supplement plans to ensure you’re fully covered. To better understand how a Medicare supplement can benefit you, Lavinder Group offers personalized consultations to find the right plan for your needs.
For those seeking additional coverage beyond original Medicare, Medicare Advantage plans offer a comprehensive alternative, combining hospital, medical, and often prescription drug coverage in one plan. Lavinder Group provides personalized consultations to help you understand the benefits and choose the right Medicare Advantage plan that meets your healthcare needs.
Prescription drug plans can significantly reduce the cost of medications for Medicare beneficiaries. Lavinder Group offers a range of Medicare Prescription Drug Plans to help you manage these costs effectively. For personalized advice on selecting the right prescription drug plan, Lavinder Group is available for one-on-one consultations to guide you through the process.
Lavinder Group offers a range of annuity options designed to provide financial security and stability for your future. Whether you’re looking for guaranteed income in retirement or flexible payment options, we can help you choose the right annuity based on your individual goals. From fixed to immediate and deferred annuities, each option is tailored to meet specific needs. For personalized guidance and to explore which annuity is the best fit for you, Lavinder Group offers personal consultations to help you plan confidently for your financial future.
Provide guaranteed, fixed-rate income over a set period, offering stability and predictability in your retirement planning.
Begin making payments almost immediately after a lump sum is paid, ideal for individuals looking for an immediate income stream.
Accumulate value over time, with payments scheduled to begin at a future date, making them a great option for long-term retirement planning.
Have questions? We answer some of your possible questions below, but please reach out to us if you have any others. Lavinder Group is happy to help.
Disability insurance provides a safety net by replacing a portion of your income if you become unable to work due to injury or illness. This can help you maintain financial stability during difficult times.
Long-term care insurance helps cover the costs of services like nursing home care, assisted living, and in-home care. It’s an important consideration for anyone planning for their future health care needs, ensuring you’re financially prepared for potential extended care.
Choosing the right plan depends on your personal needs, budget, and coverage preferences. Lavinder Group offers personal consultations to help you understand your options and select the best insurance plan for your situation.
On marketplace insurance is purchased through the Affordable Care Act (ACA) marketplace and may qualify for subsidies or tax credits. Off marketplace insurance is purchased directly from insurers and typically offers more flexibility in coverage options, but does not qualify for ACA subsidies.
Dental and vision insurance can help cover routine checkups, treatments, and eyewear, reducing your out-of-pocket expenses. These plans make it easier to manage the costs of maintaining your oral and visual health.
Choosing the right Medicare plan depends on your individual health needs and budget. We offer a variety of plans and can guide you through the selection process to ensure you find the best coverage for your situation.
Annuities are financial products that provide a stream of income, often used for retirement planning. You pay into an annuity, and in return, you receive regular payments over time. Lavinder Group offers personal consultations to help you decide whether a fixed, immediate, or deferred annuity best suits your needs.
